I think the less risky is a long term, but there are plenty of travel nurses that come through who would gladly do a short term (furnished, so something to consider) and won't wreck your place.

For example, travel nurses and digital nomads are typically looking for very different property types than a family relocating to an area.

Traveling nurses?

It seems the only affordable option I have is to find a SFH mother daughter which don’t come up very often and rent a portion out while I live in.

Hi all, I have 2 nurses staying at my place, they initially signed a lease for 2months.

You could live in an amazing city, there are big hospitals around if you wanted to go for nurses. 2 units can be upgraded immediately (delivered vacant) and rented out so you could "add value".

I just helped a travel nurse that was denied by five other lenders due to the seasonality of their job and lenders concern with occupancy fraud.

It is important to consult with a legal professional or financial advisor to fully understand the implications of assuming the mortgage and how it may potentially affect your financial and legal responsibilities in the event of unforeseen circumstances such as her mother requiring care.

STR/MTR: Boston metro has tons of hospitals, could you rent to traveling nurses and get more cashflow while keeping the house for potential equity gains in the future?

In fact, I don't think such a thing exists but for the sake of argument here are a few things you seem to fail to appreciate the gravity of.My company laid of 20% of its staff in March 2020.An ungodly amount of in person services closed their doors leaving their staff (our rental pool) scrambling to pay the bills.Local governments shut down schools leaving mothers and fathers (ourselves and our rental pool) scrambling for childcare.Local governments put a moratorium on evictions for non paying tenantsSmall businesses who didn't fraudulently apply for PPP loans took a bath for years.The list goes on and on.