That’s very helpful.And yeah, I’ve been using Google for rent estimations but it’s just not as good at identifying neighbourhood nuances like Bigger Pockets’ estimator 

I've identified a promising opportunity: a 40-unit multifamily asset with significant value-add potential.

@Sean Harani have to ask - do you have specific properties identified yet, or are you just working on lending? 

Those Annuities don't sound great, 6.4% yield if just you on the policy and only 5.8% if you add your wife to inherit the policy if you die someday (sorry but high likelihood, nothing lasts forever)consider as recc above, find a few good syndicators with several upcoming deals you can identify within 45 days of the sale of your condos (sell all 15 as a package to some investor), then invest as a TIC, tenant in common, with one syndication deal, there won't be any fees, then make sure it's a longer term 10 year at least investment, then keep rolling until death.

This collaboration highlights the importance of strong partnerships and local expertise in identifying and securing profitable real estate deals.

I am able to work from anywhere, but I prefer to stay within arm’s reach of West Palm Beach, which has led to some analysis paralysis in identifying the ideal area for my initial investment property.

My virtual assistant saves down all of my receipts in the "Date - Amount - Expense Type" format in a folder for each property so we can easily identify which receipt is for which expense. 

Even with a Fannie/Freddie loan you don't have a property identified when you get prequalified.  

Our partner, Ed Lindsey, identified the Persimmon Lane deal and brought it to our attention.

However, I identified a deal in the southern part of Bloomfield (near Watsessing NJ transit station) I am interested in and do not know that area as well.