How can any of these answers even help you if we don't know where you live, what your goals are, how much capital you have saved, what you earn, what your why is, and like a hundred other things.If you want a tip that will really help you it would be to provide some background first and then ask a tighter question based on what you have read about or listened to on podcasts.

Correctly priced, desirable properties stay on the market for only 3-5 days before going under contract.

The reason is so many potential types of tenants and developers will desire that dirt.

Exceptions to your standard business practice do not often end with the desired results.

Yes Philly is a city of neighborhoods and one block can make a giant difference as well a lot of streets there were low value are being redone and very desirable 

The cash flow you earn from rentals will likely be best spent on maintenance, unexpected expenses, and reinvesting in future opportunities.

Southern border of the land is Wilson Creek (a large, well established, full time creek with old growth trees)Approx 1 acre of non-recoverable flood zone along length of creekTwo small ponds on the property, which can be filled in to utilizeSmall neighborhood to East of property line with utilities ready and available for project Currently a couple of older homes and barn structures on property (100% liveable and well maintained)Wilmeth Rd is currently expanding down the block to a 4 lane road which connects to Highway 75 in McKinneyLarge developments are underway within a 1/2 mile to 3 miles out radius<4 miles to Costco, ChickFilA, WholeFoods, Cinemark, major hospitalAT&T Fiber and Atmos Gas at front of propertyA water well can be run, if desired, or tap into the city's water (currently on city water and has large main at front of property)A CE firm has drawn up plans for a small, 12 home, 3/4 acres development.

The longer the term, the the borrower's ability to pay and the more stable the payment history, the lower you can price the earned interest rate on the note. 

And certainly not worth the risk that you're sending your hard-earned money into a Ponzi scheme. 

No commission is earned only a fee for their time and expertise.Typically sellers want to avoid attorneys to save the costs.