I haven’t bought anything in two years and using my underwriting I couldn’t get anywhere close to a price even motivated sellers would accept. 

The experience varies based on location, tenant management, and financing, but overall, it’s an excellent way to get started with minimal upfront costs.Good luck!

Why get rid of something that is doing well?

because I was paying my bird-dogs vs having them pay me and just promise how someday, maybe just maybe they will bring the grand-slam of a deal and then I will be paying them oh-so much $$$$$ Seriously, from those buying into this I gotta understand how your mind works, no insult meant, I am genuinely intrigued and baffled because if it's a good deal you can go to any number of investors and get $, not a one will charge you for the opportunity to present them deal. 

Now I'm having to look at 25% investor loan.is there any way to get a loan on investment property for less than 25% down?

Since you will be getting leads from your brother who is a divorce attorney, you can always wholesale the deal to another investor.

Hello, I am a new investor trying to learn more about REI and get my first property.

Like any tool, you have to know how to use it correctly or you could get, "injured".We use it to quickly sift through multiple options - and that's about it.BP has a Rental Calculator that includeds everything you are asking about: mortgage P&I, property taqxes, home insurance and percentage for maintenance & vacancy.It also includes Cap-Ex percentage, but in our experience it's a waste of time to worry about this.

You will most likely not be able to get a LTV based on buyer generated pro forms future projections.

You will always get more if you put it on the MLS.