Also check how long you have to notify the tenant that they won't be getting their full deposit back and how long you have to return the balance.

Since it's a non-deductible contribution, you'll only owe taxes on any earnings between the contribution and conversion.Pro-Rata Rule: Since you don't have any other IRAs, you can avoid this rule, which taxes conversions based on the ratio of pre-tax and post-tax IRA balances.

Make sure you check out Clarksville, TN as well - we've got a great balance of cash flow and appreciation and are in a fundamentally strong and growing market. 

Balancing family life with your career as an outpatient internal medicine physician is no small feat, especially in the Bay Area's challenging market.

If balance is not paid in full by the 10th, I start the eviction process on the 11th.Even if the tenant calls in advance and provides a legitimate reason for why they can't pay until the 6th, I still charge the late fee.

On my balance sheet I have to assets: 1.

I requested the last 3 years of their Tax returns, P/Ls, and balance sheets.

@Theresa Harris I know the balance re cash flow and appreciation, but they should not claim there'll be cash flow if there won't be any.

Once it's provided, your lender will need a day or two to update everything with the loan because they cant balance the CD without the updated payoff info.

You could still explore mid-term or short-term rentals on one property to increase income without relying solely on it, balancing stability with potential upside.