Now although technically speaking you could say I bought my rate down a point and someone could understand that to mean from 7% to 6% - it's more often than not it isn't a 1:1 correlation like this in the mortgage world.Why?

So I don't want to continue depreciation it, but it's not technically a disposition. 

A lot of years ago, I wrote a technical paper on this topic (long before there were blogs or MicroSoft Word).

Looks like you've hit a hiccup with your lease agreement and a tenant who's found a loophole.The key is that technicalities matter, and while the phrase "paid before move-in" seems straightforward, it can be interpreted differently.

That is real estate investing.Some people might call wholesaling a way to get into real estate investing, and you can technically do that without any experience (whether you are successful is a whole other can of worms, but you can spend a lot of time).Becoming a real estate agent can be done straight out of college and a lot of agents are real estate investors.But anything self employed like wholesaling, flipping or becoming an agent will keep you from getting loans too.  

Technically on paper I do not own this property, however we are putting the property into a land trust that we will both own together 50/50.In speaking with a couple attorneys, I am getting mixed answers.

I technically don't need the seller financing and could qualify on my own, but it is a nice to have.

The deed does not technically transfer into their name until they have fully fulfilled the real estate contract.

I've read some of Robert Kiyosaki's books, but I have no technical knowledge about what I should really be looking for in this industry.

I agree with Andrew, technically yes what you're saying makes sense but is it logical for your area?