Personally I will not work with them specifically due to this fee.

The tax treatment in such cases may vary depending on specific circumstances.

There are a few specific area we target in Sacramento depending on your goals.

I've had some not happy when I have asked them to split it out.I've tried asking questions to the IRS customer service reps, and didn't have the best luck.While I cannot cite a specific official guidance on this issue, I consider debit cards exempt.

What I decided to do was work in what I was interested in and it led me to be an experienced real estate agent specializing in wholesaling off market properties in PA region specifically Philadelphia and surrounding areas such as Montgo, Delco etc.

There are often local Facebook groups for specific strategies 

You can find online which larger institutions are buying in a specific area and try and reach out to them.

Do you have something that speaks to the specific cleaning necessary at the duration of the lease? 

If I have several options, I would prefer a HELOC with no initial draw requirements (i.e. to establish a literal line of credit that I have no specific short term plans to use), i.e. not something like the better.com HELOC. 

@David Lewis if you wanna chat rental rates and market specifics in some of the micro markets mentioned above I'm happy to.