All types of credit are important in painting the picture of the character of an applicant for credit, it shows the financial sophistication of an applicant, their ability to pay as agreed, but poor credit in one area doesn't mean there is a much higher risk in all areas, the risk may be higher than one with great credit, but it is not at a point that disqualifies an applicant from all types of credit.For consumer loans, the better applicant might well be someone who just had a bankruptcy, the reason is that they may not take bankruptcy again for 7 years, that eliminates the risk of a borrower dodging the payment by taking bankruptcy.

They're really not all that hard to put together among people that are sophisticated investors.

The plugins most of which are free will allow you to do pretty sophisticated things on your website without needing to know how to do any code writing.

@Ned CareyThere is also the key question of how the "cap rate" is arrived at, and the level of sophistication/experience of the target audience for your presentation.

Selling to an occupant means REPA compliance, I assure you, no closing agent or seller without a rather sophisticated finance background will get it right.

Well, this isn't what you're looking for, but I think the reason the MLS works so well has nothing to do with how sophisticated the database is or how many search fields it has.

ads are 0% more sophisticated or fancy now that I'm (evidently) a "lawyer" selling my services than when Facebook thought I was various other things.

They told me that I don't understand the market and more sophisticated investors are buying at 4-5% cap.

Unlike Rule 505, all non-accredited investors, either alone or with a purchaser representative, must be sophisticated—that is, they must have sufficient knowledge and experience in financial and business matters to make them capable of evaluating the merits and risks of the prospective investment;Companies must decide what information to give to accredited investors, so long as it does not violate the antifraud prohibitions of the federal securities laws.

@David DachteraI understand what you have, and it is a nicely sophisticated tool for pooling several sources of capital and engaging in flip transactions at a lower tax rate than an IRA would directly.What you have is not really a self-directed IRA investing in real estate, but rather a self-directed IRA investing in shares of a complex legal structure that invests in real estate.