These areas tend to offer slightly more flexibility, and depending on the size of the property you’re looking for, you might find larger units than in Portland.Also, as Scott mentioned, increasing rents in Portland can be a slow process, especially with the 10% cap or 7% + CPI limits, whichever is lower.

Avg room size - 220 sf Low end Rent per sf = $4.88

Some people refi when the rate improves by at least 0.5%, but this is also dependent on the loan size.

And this new banker asked me How did I know Mike as it was not common for him to deal with guys our size.

The size of the home.

This land is CBD and my neighbour has a approx 5000 sqft building on the same size parcel. 

I worked with them once and everything went smooth, small sample size.

This plus the fact that when the kids are gone her housing needs will change, lead me to recommend that she rents for next 3 years until kids go to college, then consider WHERE she wants to live; the size of the house, condo or apartment, etc.

Quote from @Jeremy Burnheimer: There are six things required to classify a space as a legal bedroom:Minimum bedroom size: At least 70 square feet, but local code may require more.

Got back to the tenant's apartment and turned out to be the wrong size.