hmmm, it seems not that simple.

Disabled and retirees get a certain level of significantly lowered hours and simple assignments, because moving is living and social interaction is needed not to mention there our elders and man we need elder wisdom this day n age so badly. 

- Are there other lenders you’d recommend for refinancing rental properties that might have a smoother process or better terms?

To keep things simple, you could store extra supplies in a locked closet.

Quote from @John Warren: @Mordechai Chaimovitz cap rates and NOI are commercial real estate terms, and 1-4 units are not really valued in the same way.

The Property will be a good long-term investment whether you do the dig down or not! 

If you acquire one new property each year, you could significantly increase your wealth and potentially position yourself to qualify for larger investments, like apartment buildings or construction loans, within 10 years.I’ve worked with clients who have successfully implemented this strategy, and it has proven to be an effective path to building long-term financial freedom through real estate.Good luck with your decision!

As the new property manager, you have the authority to enforce its terms.

However, rezoning now could still offer some advantages depending on your long-term goals.

Old post, but in the short-term the world changed with the recent passing of HR 5376.