I guess many investors are hesitant during this period, probably due to the holiday season coming up. 

In college towns like South Bend, features that appeal to potential landlords (like extra bedrooms or separate entrances) will boost ROI.In colder climates like Indiana, spring and early summer are often the best selling seasons.

You should be swapping photos seasonally in and out so it's fresh and enticing.

The amount you can pull will be based on the purchase price unless you've met seasoning requirements, which is typically 6-12 months to use the appraised value, OR you've done rehab.

From what I’ve found online, there appears to be a 6-month seasoning period before refinancing, but this may not apply to non-cashout refinances.

Both are seasonal markets due to the heat.

As a new agent, you'll be a complete amateur instead of using a seasoned agent who is an expert in negotiations, understands the market, has experience catching problems with properties, etc.A good real estate agent does a lot more than just find houses.

Then you'd rehab the property and refi into something like a DSCR loan to get around the 12 month seasoning requirement and pay that back to your HELOC or the loan you took out.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

I’ve gotten in the habit of offering cash with few or no contingencies then refinancing after closing/ seasoning period.