Mine are all paid for and in LLC's.I would say honesty is the best policy.

I have transacted at least 5000 properties as a flipper developer and lender and I have had one instance of this. were someone recorded a mortgage 5 minutes before my loan went on record so when I got my title policy I was in second instead of first made a claim to my title insurer and they rectified it quickly and went after the bad guy criminally. 

Some say they have policies that they won't issue title unless a year, two years or even FOUR years have passed after the redemption period has passed. 

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

Unfortunately, there’s more to it than that:Call the property insurance company to verify the policy is current.

As for taking a long time to get paid, that is Innago's policy.

You will need to look at a commercial policy for this.

(S)he should have access to a number of insurers and policy types.

The uncertainty around potential policy changes related to housing, taxes, and economic strategies has already caused some investors to wait on the sidelines.

Be sure to check with each lender about their specific policies on late payments within the past year.