There are a few good books on the topic:- Performance Anxiety by Gordon Moss- Note Investing Made Easier by Martin Saentz- The Art of Investing in Distressed Second Mortgages by Sherman ArnowitzKnow that these books were written when more distressed junior liens were available, and they all focus on institutional paper. 

You can go through your bank account and credit cards to see what recurring monthly payments you have.

Additionally, he now provides a discount for my recurring business which is always good!

—as security for a loan, the borrower has a contingent liability.The lender is not required to include this contingent liability as part of the borrower’s recurring monthly debt obligations provided the lender obtains a copy of the applicable loan instrument that shows the borrower’s financial asset as collateral for the loan.

<coldblooded>I feel sorry for the person who tried to off himself but with my anxiety and paranoia there is no way I could live peacefully with them one wall away from where I lay my head. 

I also have an investment account through Wealthfront (robo investing platform) and have a monthly recurring deposit set up.

.- If it's on Schedule E as "repairs" or "maintenance," an underwriter will default to assuming it's a recurring expense, and ding your DTI accordingly.

Finish the drywall, paint the wall, install new floor trim, paint new floor trim.If you do this and the cat stink is not completely gone forever, you might as well walk away, because you'll never get it out.I have 3 cats and one of them has had recurring bladder infections throughout her life.

So work on pushing through the anxiety of talking to strangers, take an improv class or practice on friends and family.  

It doesn’t say anything about fears or anxiety about selling your home.