If you analyze everything right, observe your mentor and take your time to get the right asset, it will be fine.

You can easily report them to the regulators if they do something fraudulent and can pay fines and/or have their license revoked. 

Delay receiving income into January.

I'm fine with that honestly, but when it doesn't appraise, it makes me question the renovations and the value they actually provided. 

Here is how the Roth conversion works: you can convert anytime between January 1st and December 31, and you will receive a 1099R from your IRA custodian or 401k plan administrator before January 31st of the following year, which will be included in your tax return filing and that is when the taxes will be paid: at the time you file your tax return. 

That's fine. 

Sure, that would be more then fine!  

To summerize, a DSCR loan, aka lite doc or business purpose loan, uses the rents you receive on the property and divided by the new loan PITI to receive a ratio.

This is easy to explain and I think it would be helpful for the public to understand that agents are typically independent contractors and not employees, and that their brokerage actually receives the commission, not the agent.

The "fine print" here is fairly sizeable upfront fees and high interest rates, relative to a traditional construction loan from a bank.