There only seems to be a couple answers for the U.S. if we continue the debt creation.1.

I don't really care.Just get sperm donor and baby factory to pay their own bills for their creation, and not taxpayers.

Another thing to consider is Rich's value-creation.

Less parental involvement, less discipline allowed, 4 times as much money spent on it,  and the creation of the Dept of Education.

Do you just look for big cities or cities that are expected to grow or cities with job creation?

And politicians love to tinker with tax incentives with many aspects of housing and many of these tax breaks also influence a homeowner's income level or may not be available at certain income levels.Of course there are "psychic" returns to owning a house - the ability to be left alone, the ability to change your surroundings (paint, wallpaper, landscaping etc) without needing approval from the owner.I have to raise the issue on the point of FORCED SAVINGS.

Even though I'm really expecting Bill to jump in and answer (hopefully without a long drawn out answer :mrgreen: ) I thought it would at least be worth others to see his answer, if he has one, which I'm pretty sure he...

I'm simply using my psychic skills to control the minds of all 500 of you simultaneously . . . pretty impressive, I know!

This is the game changer, the creation of a new market.

In my browsing, I came across this post by Tim Wieneke, in which he proposes the creation of an "Official Bigger Pockets Guide to Investing":http://www.biggerpockets.com/forums/79/topics/35873-something-like-an-official-bigger-pockets-guide-to-investing-Such a resource seems ideal for someone in my position, but it looks as if it's either a work-in-progress or the idea has been dropped.I would consider taking an REI course, but the promotional materials for the ones I've come across seem pretty high on the BS scale, and stories of scam-artists abound, so I'm wary.