Period.

I have found that when doing fix/flip, I like to use a lender who will do interest only for the period of the flip (usually 13 months or less) which is less interest that a HELOC.

Banks offer better terms, such as lower rates and longer amortization periods when the property is in your name.

I already have discounts set up, even the 10% they request during certain periods.

EARLY MOVE-OUTTenant will be liable for a reletting charge of $2363 (85% of the monthly rent) if Tenant: (A) fail to move in, or fail to give written move-out notice; (B) move out without paying rent in full for the entire Lease term or renewal period; (C) move out at Landlord’s demand because of Tenant’s default; or (D) are judicially evicted.

Some 401k plans allow you to payback loans or withdrawals in a certain period.

Likewise, the Fed will not hold interest rates high for a prolonged period of time (but the next couple of years will see them elevated I guess)… In the short term they will continue to raise them to continue to combat inflation.  

And the SOLs are not consistent across the country, as each state has its own period. 

Ideally, this line of credit would be structured at a set interest rate with interest only payments for a period of 60 months.

@Dustin Tucker - I would say that half of that statement is true because it depends on the time period when you buy.