i've managed both OOS and in-person and both can be a pain but OOS is just harder for most new investors, period.

I have the money to buy now but I would rather do creative financing and use as little money as possible out of my own pocket. looking to start with BRRR method but maybe should start with a wholesale first to fund that?

Are you buying the property in your personal name or LLC?

FidelFidel,When I saw your question I got interested as most Canadian investors are rather running away (or pausing) from investing in RE in Canada.But to help in your journey, here's what I can share mostly from either my personal experience or discussion with relevant professionals. 

If you need a conntection in Upstate NY I can direct you to the right person.

She did so and left a note with the person who showed her the house. 

I am 59 years old, and my retirement fund is all in my 401k.

How often do you use it personally or let friends/relatives stay? 

The deadline to file for properties purchased in 2024 is January 31, 2025 for the benefit to roll forward this year..Other Important ConsiderationsThe exemption doesn’t apply to agricultural property, personal residences, or property assessed by the South Carolina Department of Revenue.Even if you missed the initial deadline, you might still qualify for partial benefits in future yearsHow to Apply for the ATI ExemptionApplying for the ATI exemption is a straightforward process, but it’s essential to act quickly and provide the necessary documentation.

I've personally found the bulk of my Chicago purchases off the MLS.