Additionally, there’s always a risk that any pet-related damages could be hidden under furniture or otherwise concealed, potentially leaving us to cover the costs if the security deposit is fully depleted by other expenses (e.g., damages or unpaid rent).

It's a riskier loan given you do not carry a social security, no US credit & no experience.Due to increased risk comes mitigation (Lower LTV & Higher Rates)

I am also looking for tax optimization as the business will require cash reserves and is a high risk business from a liability perspective.

  @Steve Graves: It definitely is discouraging that the ultimate roadblock is there while home owners are footing all the legwork, money, time, investment and assuming all the risk.

But need to handle the risk of remote investing, and lackluster appreciation.

If I were considering investing, I would read the PPM and Op Agreement to ID risks and further questions for the sponsors. 

On the other hand, if these are in terrible areas, you introduce a different kind of risk. 

If curious, here are the last two: Jan 2023: Multifamily Real Estate is At Risk of CrashingFeb 2024: Multifamily is at High Risk of Continuing It's Historic CrashI think that the title for my 2025 analysis (likely Jan/Feb publication will be something more like:Multifamily is Finally Going to Hit Rock Bottom in Q2/Q3 2025 - Get Ready to Buy a LOT of itAs usual, I like to publish my draft thoughts here to get input from key players in the space and these forums, especially folks like @Brian Burke, to see if I am missing any high level areas, before I get into the weeds and look at the data more deeply and regionally. 

Hi everyone,

Im trying to figure/find out how strict the rules are when it comes to getting an FHA loan (I want the minimum down payment) and renting it right away. Ive read that you must occupy the home at least 1...

You can get more cash, but you add risk and lose flexibility.