Upgrading fixtures, adding modern tile, and improving lighting can make a big impact.

Really it's your own decision, but if you have zero money for a downpayment and your goal is to purchase an investment property now, a HELOC could be a good short-term solution. 

Know the house and the finishes, if its out date stage it to look modern or make some renderings of the updates.

I've been in the insurance claims business for 20 years and not everyone gets that a modern mobile home tends to weather a hurricane better than most framed homes.

Just like with multifamily buildings, the more modern and move-in-ready a property is, the less potential there is for adding value, which can limit your return on investment.I suggest looking for off-market properties.

Whether you’re looking for traditional financing or creative funding solutions, I’m here to help you turn your investment dreams into reality.If you have any questions or want to dive deeper into specific markets, just let me know.

For example, I was looking in Cape Coral and there were nice modern homes with swimming pools doing barely $30k, whereas a pool in many other markets is a major advantage.

At one point when I explained to the sales guy the type of interoperability I needed between a CRM and a texting and RVM platform, he admitted that LM wasn't really the solution I was looking for. 

Also the book the 16% solution.   

Could private lenders be the solution?