during the 2000s before the crash we got up to about 3 mil a month in lower balance high profit loans and were between 30 to 40 mil out.. we originated all our own loans.. do not trust brokers all my worst deals came from them.. this took about 12 people..

The goal is for them to prove a track record of payments and leverage that to refinance with a traditional lender into a lower rate.

The couple's current rent is similar to ours The sister is has no rental history due to a recent divorce.We're torn given 2 out of the 3 people have lower credit scores and it's not a family moving in.

Ideally, no more than 5% over median and no lower than 15% under median.

You can learn the local market without the stress of a major rehab while you start building relationships with property managers and tenants.

Payments stay lower, cashflow better and it'll boost your balance sheet not to mention lower risk when things go awry. 

Then they lock them in to a SLIGHTLY lower initial cost per kWh.

On the other hand, if you're working with a lower budget and cash flow is your priority, say under $180k, Cleveland is the place to look.

Others wont touch anything lower than $500 in cash flow.

Make the place nicer or lower the price to get bargain shoppers.