Also I am having more and more difficulty finding insurance companies service STRs.My agent recommended a visitor covering option to my regular insurance.

Once these type investments develop a history, I can see a market similar to peer to peer lending where default rates become standardized and known.  

Going to try out PayRange, the Shine Pay is slightly more expensive and the one quote about the 20 units appears to be from shinepay as it is the only qoute they ever made... not sure which is better but both look like good options

Gives you more options.- at year 7 if value appreciated a lot, can i do a HELOC on it and use that HELOC to pay off the balloon - probably not due to lien being secondary etc on helocYes on the HELOC, but it would probably be easier just to refi and pay off the seller, and cash out more money too.Hope that helps and good luck!

Given Denver’s high price point, out-of-state investing could be a great option, and reading Long-Distance Real Estate Investing is a smart move.

So just weighing options when I do purchase in a month or so. 

Always consult with a qualified tax professional before making any tax-related decisions.Depreciation losses will have no effect on your financing options. 

One option is to buy the home and pay them out in installments rather than taking out a bank loan right away.

CO states single dwelling (converting to a 2fam will cost upward of $100k- not an option).If I hold out- the property will have net profit of $600- possibly more if I refi again to bring my rate down. 

Choose the Right LocationProximity to Campus: Prioritize properties within walking or biking distance to minimize transportation costs.Safety and Security: Research neighborhood crime rates and local security measures.Access to Amenities: Look for nearby grocery stores, healthcare facilities, and entertainment options.3.