Id keep looking if it was not an approved short sale ( even an approved short sale takes a very very long time and theres no guarantee that you will even close on the house after months of waiting). q1)There are plenty of non traditional lenders that could offer you construction financing if the numbers make sense but it will cost you with points and a higher rate.

I have a number of lenders that I work with that will do up to 80% on a cash out refinance.

It comes down to how each county handles property tax valuation.To put it in generic terms - a title company & lender will base your initial mortgage payment on the property taxes of the previous owner.  

I'm happy to share my experience as both a flipper and a lender.

Your financial position is strong, and leveraging financing for your next rental while maintaining a conservative debt-to-income ratio is a smart approach—consider consulting a lender to explore options that align with your goals and keep your investments sustainable.

At that point we hired an independent appraiser and the numbers came back good and the hard money lender agreed to use them.  

In this case, would the IRS reject a prior return's use of a DIY if a full engineered study supports or exceeds the deductions that it reported?  

Does any one have any leads on lenders who provide loan for groundup constructions and the criteria?

Securing a good lender can greatly accelerate your real estate investing journey.

After 20 years as an investor, broker, and lender, I can tell you that house hacking is one of the smartest ways to start.