Incentivism them to get out of the house--we have offered full deposit return (obviously that is done day they leave--draw it up if you need to so they are comfortable). 

The question is are you fine with someone taking over your payments and leaving your loan in place. 

Eventually we just decided on remodeling the bathroom where the original pipe damage was and leaving everything else be. 

Many ways to skin a cat. 

That way since there is a connection to the basement there is not issue with you crashing down there.If you don't want to do something like that, I would cut the basement off from the first floor and just rent the first floor, leaving you the basement to crash in when you want.Or see about getting the basement made into it's own separate unit now that ADU are allowed in Mass (although the law may not kick in until the new year)Also your town may now require a certificate of occupancy to be issued before you can rent it out and they may have something to say about this basement connection anyway.Just my two cents as they say.

Now these 5 year, 7 year, and 10 year terms will mature leaving lots of owners unable to refi or break even. 

You'll also be leaving liquidity available should a great deal come your way instead of being locked into just one project at a time.

And most will be able to pay the taxes when they come due, and put on a new roof, and put on a new coat of paint.As well as replace the carpets, cut the grass on a regular basis, replace the windows, reseal the chimneys when the liners crack, etc..It's unlikely that that these homes will fall into the slum category in 10 years or so, and make the asset underlying the loan virtually worthless.Or just vanish when the place starts to fall apart too much, due to no down-payment (no skin in the game 100% loans).Said the lawmakers who approved this.

I am Texas based so may answers will skew more towards my region but I would leave to hear what are some other areas you may be paying attention to that isn't as popular as some of the main stays (Smokies, Joshua Tree, etc)Mine right now are 1.

I know the founder and I know the company has been very intentional about taking the best features of both and expanding on them while leaving the problems (Airbnb) and wonkiness (FF) behind.