The goal is to create nice affordable living that members enjoy and take care of. 

I'm a college senior here in Middletown and I was exactly in your shoes last year.

We have been house hacking in Boise, property to property for the last 5 years - and they all were not break even or positive after we left, and we have paid monthly out of pocket to hold properties. 

And technology aside, this business hasn't changed much in the last 20 years.

You have some ambitious and achievable goals.

Cleveland would be just about the last place I would go for anything. 

Or maybe they do now since the last time I used it. 

You talk to the neighbor and they tell you the city bulldozed the house last week, because it was destroyed in a hurricane. 

Verifying last 2 years of rental history very important!

Nectar doesn't take any lasting ownership interest.