The fact that you do not have the reserves to handle this after 10 years is a clear indicator that your allocation to maintenance/cap ex is insufficient.  

A small number of newer homes built in the 2000s also sold.Days on market were not always reported, but many homes sold within 1-2 months, indicating a fairly quick-moving market.

The agent actually told me he read my answer, looked it up, and, as long as I send him my guest lists indicating less than 7 night stays, I win.

No better indication that the market has reached the top and prices are downhill from here 

Thanks @Hugh Carnaha,Well keep me posted on when and where your next pints/properties meetup is, not to put any pressure but the choice of where you get your pints could indicate the quality of the group (kidding, of course, too many good breweries in SGF).But please keep me posted, would love to get connected going into 2024.Thank you!

Inspector that came to check work indicated it was unnecessary. 

In Charlotte there were many construction cranes, indicating active building going on there. 

When evaluating a neighborhood for potential price appreciation, always consider these indicators: new businesses, infrastructure projects, increasing employment opportunities, highly-rated schools, decreasing crime rates, and proximity to parks and cultural attractions.

A credible lender will be happy to provide them.Experience: Check how long the lender has been in business and their experience with similar projects.Red Flags:Upfront Fees: Be cautious of lenders asking for substantial upfront fees before any services are rendered.Lack of Transparency: If a lender is not transparent about terms, fees, or the loan process, it’s a red flag.Unrealistic Promises: Beware of lenders promising guaranteed approvals without a proper assessment or offering terms that seem too good to be true.Poor Communication: Difficulty in reaching the lender or getting clear answers can indicate potential issues down the line.By conducting thorough research and due diligence, you can confidently choose a reputable hard money lender that meets your needs.

If this is the second time, that indicates you need something tougher.