I would suggest you provide the utilities and internet.

The programs that claim high success, over and over again, are the ones that appear on these forums a few years later with students making claims about misrepresentation by the programs. 

I supplied that and then they said they wouldn't extend the worry fee waiver because I hadn't provided a new lease.

I am interested to see if anyone else has invested in that zip code, and what they think long term values (5-10 years) will look like.

For the residential side, check nearby apartment rents and recent sales of similar mixed-use buildings to get a sense of value.

IE - these are highly experienced borrowers with prior debt brokerage experience and a full in-house team dedicated to shopping debt for them.

Eventually, Class A property values increased to the point that even increasing rents didn't allow them to cashflow upon purchase.So, the flood of new investors switched to buying Class B properties.

It has gained some value as properties have been rehabbed or new construction has been built, but there is still a long way to go and a lot of equity to be gained.  

Since you put 5% down and the appraisal came in at $160K, your available equity might be limited since banks usually cap HELOCs at around 80-90% loan-to-value (LTV).

The world values your money at 3 or 4% with no risk. 8 or 10% with moderate risk.