I can say that All Cash means no disrespect and harm.

I had it at 640 two years ago but young spending habits caught up to me and I just recently started working after quitting my last job and not rushing to find a new one (which was stupid).

They agreed and poof it went away.There's no harm in asking.

Having dual citizenship is great, but people shouldn't try to change the culture of one country to fit their habits from another country.I have visited and lived many parts of the Americas, and had many friends who have done the same in Europe, and in every situation, if a citizen of the USA were to expect everything to be done in English and well as the native language of the country (though recognizing it is like this in most big cities - but definately not the smaller cities), then the native people would be outraged.If people want to immigrate to the USA, I have no problem with it, I would probably strive to do the same, but we shouldn't change our culture to fit someone else's (such as translating the our Natinal Anthem into Spanish - I was not a fan of that.)

then when you are ready to have them do the work you already know who charges what.Or if you just need to estimate materials because you are going to do the work yourself just make it a habit to look through circulars in the paper and stroll through your local hardware store (lowes, home depot, etc.) every once in a while.

how do you handel the fact that a bad person can ask to see a home and then esp if a lady is showing it what if they try to harm her once they are inside the home alone?

We as humans have a habit of gravitating to our own levels of comfort.

If what you have is shot, doing harm to the structure or maybe it's at the point where it is just ugly, then the cost/value added is justified.

I wonder if I am being very over analytical (which is a bad habit of mine) on these deals and am just not seeing the potential in front of me.

This offers better flexibility in terms of ltv and rates/cost as compared to a true no doc.Of course these loans are for properties that are in at least average habitable condition.