God knows where she'd have been otherwise - probably with me, which would have been interesting considering I was out of work most of her 98th year.Unions aren't the ones harming this country or its work force.

In all fairness, you offered cozy, it is convenient for you, you suffer no harm and furthermore you may want to adjust your late policy to say a cozy deposit by the 1st is considered on time even if it takes 5 days for you to receive it.

* Is there a negative employment/demographic/crime trend in this area that is harming occupancy and would make turnaround difficult?

If they can't take your offer, they'll tell you, no harm done.

I truly believe that HOA boards are generally well-intentioned but often the wanna-be dictators do far more harm than good in the long-run!

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Don't waste your time with anything in a second position as it will only harm your cash flow.Another great option is the Life Changer Loan.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

It’s just one of many investment strategies available to you once you’re ready to commit to real estate.There’s no harm in saving your money, learning what you need to learn, and keeping an open mind.