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Here’s how we handle applications:Income Verification: We require proof of income that’s at least three times the monthly rent, verified through six recent pay stubs and a detailed employment verification process.

Points and loan details are TBD still as we're just getting the tentative process down on paper as we wade into the details. 

Here are some details: 1) The condo is in Kona Hawaii and the three of us all live in Colorado2) According to Zillow it is worth just over a million.

Additionally, the presence of POHs vs TOHs introduces further operational complexities and elevates overall costs due to increased maintenance and management responsibilities.However, without detailed information regarding the specific septic system configuration (gravity, pressure distribution, mound, cluster, etc.) as well as the system's age, historical performance, and required maintenance frequency, it is challenging to derive a precise expense ratio.

Items or features in this quadrant that aren't there won't be missed, but if they are there, they will be expected to operate perfectly.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

And you need to keep detailed records of all repairs and improvements.

I wish BP had a feature to save or bookmark posts so I could return to this post and absorb it fully.