If they don't have a reputation for providing excellent service, their business dies. 

., the destruction threshold); which Property characteristics the destruction threshold percentage applies to, such as market value, assessed value, replacement cost, or unit count; for Properties with multiple buildings, if the destruction threshold percentage applies to each building, or all buildings as a whole; the replacement cost to rebuild per current requirements for zoning, and land use; the Property’s continued marketability, and economic viability; the amount and type of Borrower-maintained insurance coverage required per Part II, Chapter 5: Property and Liability Insurance, Section 501.02C: Ordinance or Law Insurance; insurance loss proceeds payout, compared to increased rebuilding costs, including from building code changes, Americans with Disabilities Act compliance, and the municipality's local zoning requirements (e.g., green compliance for new buildings, etc.); the sufficiency of estimated insurance proceeds from ordinance or law insurance and other coverages to repay the Mortgage Loan in the event of partial or full casualty, or condemnation; and for a Tier 3 or Tier 4 Mortgage Loan, if requiring execution of the Limited Payment Guaranty (Form 6020.LPG) would mitigate the risk of the as-rebuilt Property not supporting a Tier 2 Mortgage Loan.

The all in one is an excellent option

I am seeing rates in the high 6s at 70 LTV with an excellent FICO 

We acquired the deal mostly for the lot, it’s a B class neighborhood in a growing city, on an excellent street. 

Mike,If you want to move from actively investing in real estate and defer the tax consequences, looking at DSTs is an excellent option.

The day this thread was started, "Thanks for Visiting" released an excellent podcast, #389, with tips to reduce risk.

Their communication with investors is excellent.

The lakes region benefits from some of the nicest bodies of water in New England as well as close proximity to some excellent skiing, snowmobiling, snowshoeing and other winter activities.

Excellent plan too.