So to quantify, the tax plan, raising capital gains, ending 1031, is the incoming Presidents tax plan, has the full endorsement of AOC and the "League of _______", has repeatedly confirmed it's focus on targeting "rich" investors as means to pay for the 3/4 TRILLION (Trillion with a T) in proposed spending.

In Portland, about 80% of landlords are charging flat-rate RUBS, so if you don't I'd print that in big letters and that might draw more.If you do charge RUBS, I'd really endorse sub-metering vs. flat rate. 

The title insurer will need to issue an endorsement to the existing policy to move the effective date forward and to increase the amt of insurance if you're getting cash out but the cost should be less than that for a new policy.

That could be an endorsement of the Charlotte market, not a sign of a coming crash.

You can benefit from a "Fully Delegated" Direct Endorser bank/lender where they have little to no overlays. 

A policy with a higher premium may be a better deal if it does not have a wind deductible.There are many endorsements that are available on the homeowners policy.

Exclusions and Endorsements:  these change the coverage under the policy.  

One of them is to lookup the 203k endorsement summary on Google.

Unless we know your entire story as well as your accountant (hopefully) does, we cannot endorse or criticize it. 

I'm neither endorsing nor dismissing the DIY service they offer.