For the past decade, our team at Rent to Retirement has been helping investors navigate this process effectively with BP.

An an effective way to use a HELOC would be on a value add/BRRRR deal.

.- Voice of reason: The 'best' real estate professionals are apparently the most honest.

Hate to be the dissenting voice here, but if you fully disclose that your child would be occupying the property you might run into some trouble with the non-owner occupancy that is usually required with a DSCR loan - your child falls into the category of immediate family and many undewriters would assume that if your child didn't pay their rent, either you wouldn't evict them or you would pay the rent for them, which then affects the cash-flow on the property level, which then affects the DSCR. 

If there is one you would need to take into consideration the effects of the costs associated with that vs. your new savings via the lower interest rate.

Another month goes buy and I send and email and leave voice messages and nothing.  

Anyone know which brand is the most cost effective and how much it may cost for that size ?

I have written at length about the case and effects of inflation.

Sorry, Unfortunately Voice to Text didn't work.First Point, is as a society we look at home ownership the wrong way, a personal residence is a liability vs buying investment property which is an asset. 

Your CPA is likely considering the intricacies involved in ensuring everything is filed correctly, which could save you from potential headaches down the road.That being said, I understand the desire to explore more cost-effective options.