Best,MattThis may very well be your first or 2nd time getting a mortgage, but you've been to the dentist.

I purchased an 1850 duplex in Saint Paul, and my daughter is a dentist, the duplex is in a great area.so we are adding square footage and building a 4 studios in the upper level, the city of Saint Paul gave us 2 variances We worked with the city to allowed 9 parking spaces By dentist daughter is an amazing designer, and the city of Saint Paul likes our houses, check in airbnb 118 Douglas St in Saint Paul, to see our work

Originally posted by @Ann Bellamy:Lending is an area with tons of regulation, and just because you are a "private" lender, doesn't mean you aren't subject to all the same requirements.Among the more incorrectly held beliefs about lending on this board, is that there is a difference between private and hard money lenders.When someone here suggests they are looking for a private money loan, another will often jump in and provide their definition that a private money loan is from someone you know, like your dentist or Uncle Louie, and a hard money loan is from someone who does it professionally.

They bank Dentist practices.. and a lot of them.. 

There are no more greedy landlords than there are greedy supermarket owners or greedy dentists.

For a "Dentist" and that salary, looks like you are a student. 

A CPA needs an accounting degree, a lawyer must have a JD, a dentist must have a medical degree, a banker will most likely have a bachelor's degree, so will a teacher.

Those commercial units are definitely a league up from the regular residential stuff where all the dentists are lawyers that are looking to increase their short term deductions are looking to overpay for property in order to park their income. 

And your dentist if the accountant is unavailable.  

Lets call that the :( side.2) And there is the happy side... passive income (syndications, passive partnerships ie medical/dentist offices) and passive losses (depreciation, bonus depreciation via cost segregations common in syndications).