BP is encouraging people to get in the arena, not to be (to paraphrase) a cold and timmid soul who neither knows victory nor defeat.

It has nothing to do with being a nice guy LOL that kind of talk is self defeating, and passive aggressive.

Expensing retirement funds away defeats its purpose – tax efficient, compound growth for a very long time.You really want to pay as many expenses outside of your retirement plan as is legal, and let those inside the plan work hard for you.

That defeats the whole point of being an Airbnb host.

Ongoing negative cash flow after Refi defeats the purpose, as does having to keep coming up with more of your OWN money every time you need a new deposit.

That's correct however I am not sure if you'd have closing costs borrowing against the equity and if you did, you'd be defeating the purpose of trying to save money.

One question that I have about that type of loan is, can I get around the PMI by putting 20% down, and if so, does that defeat the purpose of an FHA loan?

Generally, going to a mortgage broker and refinancing a loan, costs you more than you save when using Subject To and it defeats the whole purpose of Subject To anyway.

It can be done, but is pretty much self-defeating.  

@Justin Fox @John ThedfordHere, we see that although the plaintiff tenant admitted to owing the landlord $215, she was able to recover her reasonable attorney's fee and costs.Page 1208448 So.2d 1208Elvina DURENE, Petitioner,V.Ancel ALCEVIE, Respondent.No. 83-2410.District Court of Appeal of Florida,Third District.April 24, 1984.Page 1209"One court in Florida found that[...]defeated the landlord's claim against the security deposit and so required the landlord to give back the security deposit money (minus $215 which the plaintiff clearly admitted she owed) and assessed $500 in attorneys' fees and costs pursuant to the statute.Section 83.49(3)(c) clearly states that when a party is obligated to adjudicate his right to the security deposit and prevails, that party is entitled to costs and a reasonable fee for his attorney.