If you use the Heloc option and decide to rent it out, don't forget that property (or you) will have to cover both your primary and secondary position notes.I don't personally see Marin being a great mid term market.

If the water bill is $100 a month, increase the price by 20% (or whatever you decide is fair) to compensate you for the time required to split and bill and to cover additional use when tenants squander the utility.

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

Then pick up the blue in the window coverings.

The discussion needs to cover both wages and housing.  

There may be requirements to cover the trash service depending on the town.My first commercial loan was 30% down, 20 year term (adjusting after the first 5 years). 

She said she has requested a check out of her 401K to cover rent but doesn't know when the check will arrive.

The amounts of square footage cover is so low the delta becomes a rounding error. 

It typically covers the structure under construction, materials, and equipment on-site, in transit, or stored elsewhere.

Thankfully, my wife is still working, and we have a few months’ worth of emergency funds to cover our expenses.