Once the property is stabilized, refinance into a DSCR or Conventional loan.

One of the things that make "Agency" guidelines good is that they are standardized across all states so you will not find many differences in Conventional, FHA, VA, or USDA loans. 

Thats going to save you $8,750.00 alon plus FHA MIP is higher per month than conventional Fanie Mae PMI. 

Others lost on farm deals, houses, condos, avocado, flower deals and more.

Or do they keep them higher now thats the 30 year conventional is dropping.

While I am new to the real estate market in the USA, I am confident in my ability to navigate and succeed in this field.When I discuss financing options with loan brokers, I often encounter conventional loans requiring a 30% down payment.

Get conventional financing on your first deal.

@Nakul PatelIf you are looking to invest in 2-4 units you'll have to put down 25% if you plan to get a conventional loan.

7.375% Rate | Conventional | 30 Year Term

It is likely most of them are familiar with both conventional, FHA and potentially other financing options that could be a good fit.