Just to clarify, the "state" doesn't provide these forms, its a private body TREC that does.

But what you see is affordability as a big fat Oxymoron. 

For every 1 landlord trying to do it right you can bet there is 1 that doesn't' care, just putting a body in.  

Hey @Caleb Reits - I highly recommend still mentioning Grand Rapids in your title and in the body of your post.

Some places also defer licensing to the relevant industry regulatory body (etc: EPA for HVAC).

Maybe if the land was given to you, and the insurance and taxes were very low, and it was right on a body of water?

We’ve already cut the fat including thing that are “wants” and not needs and we still have a lot of things that must happen before we can list it including some structural projects and sump pump issues etc…I’m working two jobs and caring for 3 kids and husband is working 10-12 hour days so obviously time is limited.

How do different governing bodies classify this differently (bad government jokes ahead)?

This means that only a governmental body, like a state attorney general, can sue over HIPAA.

The mentality is "Ban the 46 OZ soda at the convenience store because people can't control themselves and they are too fat."