See what we can do now to build equity instead of waiting on the LV market to improve and continue renting here in Vegas (we have a really good rate with our landlord) and instead buy our personal home in Texas as a secondary residence so that we can start creating equity sooner (its a beautiful manufactured home so not a huge mortgage).

Out of state friends we take to the lake always comment on how amazing and beautiful the lake is and how big it is. 

This home was purchased, thoughtfully renovated, and beautifully furnished for use as a mid-term rental in Richmond, VA.

Maybe bag groceries at the local store.When I started, title plants consisted of large books known as tract books where documents were indexed geographically with the entries made by hand by people known as posters. 

Since last year of November, Fannie and Freddie has allowed borrowers to put min 5% down for conventional loans and being able to invest multifamily up to 4units.Also, the beauty of FHA is that it allows you to put 3.5% down payment to invest in 1-4 units.

In all, we were able to do a cash-out refinance after 1 year and got our entire investment, including down payment, back into our personal accounts and we still have a cash flowing property.The beauty of smaller town and communities is that often big-time investors are not looking at them as closely and they can cash flow quite well, at the sacrifice of "natural" appreciation.

Also, preserve the beautiful rowhouses made of brick.

KS this is the beauty when we comparing different asset class based on math.So lets dig deeper:2010-2015 era: mortgage 3% ; CD rate: 0 %; Appreciation: 6%; inflation 3%... spread between CD and appreciation is -6%2023-era: mortgage 6%; CD rate:5% ; Appreciation 3%; inflation 3%....spread between CD and appreciation is +2%So there're spread of 8% between 2010-2015: leverage equity is the best.

everlasting beauty

When you have someone that essentially lives out of their bag, making it convenient for them makes it more convenient for them to stay than to pack their bag and try out the next one.