Since my tenants are living paycheck to paycheck, I would have a hard time collecting any back rent or damages awarded by the court in any case, so I have no interest in going that route. 

And if the drunk students choose to ride the bus, our municipality now awards $50 'vomit tickets' including clean-up chores.And as for the rich parents who bought their children houses to live in and can't sell at inflated profits, I wish them all the 'joy' I have experienced as a student landlord.

The adjudicator gave us an award for the door and our filing fee, which essentially means that we did not have to give any of the last month's rent back to our drug dealing tenant.

As a general matter, contract law awards you damages that you suffered as a result of her breach, but it's not automatic that she forfeits her security deposit.

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If you are opening the LoC shortly before - or in tandem with - your mortgage it may not register on your credit history before the mortgage is awarded ... though these days such things are automated and near real-time, so there will probably be very little lag.Regardless, when you read the fine print of your financing application and/or the mortgage documents themselves there will undoubtedly be included a declaration where you attest the downpayment does not comprise borrowed funds.  

It can be awarded by the courts if you chose to file for it, but can not take it first.Two notes: 1.

Judge acknowledged our point, but still only awarded half of the arrears.

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You may be awarded restitution through a judge versus jail time for the renter.