Not mentioned, is recognition of other opportunities that a well-secured note may provide strategically, if placed well.

As Dan H mentioned it’s the deals I passed on locally that were greater regrets than other state deals.  

As mentioned above, they have some of, if not the best, tech/portal out there.

If a seller listed a home for $100,000 but was willng to sell for $94,000 as that was likely the FMV, it would be the same to him if he accepted $100,000 with a 6% seller credit or $94,000.I looked at the zip codes of lower priced homes in Memphis, Cleveland and Indianapolis and they appeared to perform betterMemphis38105 - Prices were $35,700 in 2016 and now $116,000(220%)38106 - Prices were $21,600 in 2016 and now $60,900(180%)Cleveland44108 - Prices were $34,000 in 2016 and now $59,800(74%)44104 - Prices were $36,300 in 2016 and now $60,400(66%)Indianapolis46201 - Prices were $42,900 in 2016 and now $149,000(247%)46222 - Prices were $39,000 in 2016 and now $127,000(225%)I should mention that I don't invest in Memphis, Cleveland or Indianapolis.

It makes you look like you’re asking for a new build, not an existing home. 2) Anytime you mention big items like HVAC/roof.

My suggestion is that if you are going to make this a long term endeavor you definitely mention that.

Anything above and beyond what I mentioned is a bank and its own overlays. 

Now there was no mention of the engineered plans requirement for the 12+ requirement to my recollection, so I do call foul there. 

@Ahmed MoustafaThe general Fannie Mae guidelines you mentioned are for non-renovation loans. 

Oh and someone mentioned that you should make sure you are allowed to rent both units out.