We are eventually going to have to address this.

Do you know if this would be an issue when it comes time to having my 5 year DCA inspection in ( mid 2025) as the property is only register with them as a 4 family?

No DTI issues.

How can I correct cashflow issues if I have 3 properties?

Make sure the condo is FHA-approved, allows rentals, and has no financial issues before committing.

It's usually best to talk with your neighbors about your plans and get their support as one of the variance tests is that the requested relief does not cause a public health issue or alter the essential character of the neighborhood.Try googling "tests for a variance in [your state]" and talk with your local zoning department.

@Aaron Raffaelli, I’m sorry to hear that you are having issues qualifying.

We were fortunate in that we didn’t have too many issues with crime.

Under $100k, were talking Old, beat up, it's coming with issues and the vast majority of time there is hidden uglies that come out later. 

His God complex and giant ego won't allow him to reflect on the damage he's done  keep in mind if the SEC detects a serious issue and one that could harm investors right now they have the power to take emergency action and shut them down.