However, today an application came through that meets our credit score cut off, but this person has NO credit cards, has closed all of the accounts, and has a bankruptcy that was dismissed in 2023 (not quite sure what that means).

This would effectively cover your mortgage and significantly reduce your living expenses.

A revocable living trust is another option for privacy and asset protection.Avoid gifting the property before death, as this would pass the original purchase price as the cost basis, creating a large capital gains tax liability upon sale.If the property is Subject A’s homestead, ensure the correct titling to maintain Florida’s homestead protection for Subject B.This post does not create a CPA-Client relationship.

this. x1000

But this will cost you thousands and thousands in higher interest.

Let's reinvigorate this thread.

I’m researching how big of a problem this is in tenant screening and would love to hear real-world experiences.

Would ownership by a SC entity resolve this issue?

I'm always doing this...LOL. 

@Jake Carlile love this.