I like “Sips”, they’re approved for our area ,go up quick minus inspections, etc.

Strongly recommend understanding of the pecking order aka capital stack, especially in today’s environment where every other day a new sponsor appears to be going under.

I have over 1,000 lenders in my database and none of them operate in environments like this.

@David Ramirez Glad to see you are still getting deals done in this market environment.

With the drop in interest rates and the easing of the Fed's interest rate policies, there's an anticipation of a more favorable lending environment which allows investors and home buyers to be more considerate of buying properties.

Your mortgage is neither inter-bank, nor is it short term.Anyone claiming to be able to predict the future of mortgage rates with >60% accuracy, you should ask them why they aren't on Wall Street sipping champagne with Warren Buffett and netting one billion dollars per year.

I am really sensitive to the economic environment up here and being careful not to over build.

Real estate is one of the last great free-market environments. everything is negotiable, and some providers are better than others, meaning they offer more complete/sophisticated service and response, wider marketing exposure, etc.I compete routinely against both higher than 5% and lower than 10% management rates and anywhere from one month's rent for a leasing fee, to half that. 

"We had no intention prior to the receipt of the most recent sanctions of closing down despite the challenging regulatory environment that now threatens all proprietary higher education."

In this environment, I have been hearing that we are closer to a top in prices than the bottom - across the US, due to the nice appreciation experienced during the last few years.