Wanted to see if anyone who either is or knows of an attorney in the Winchester/Front Royal area who could write one up quickly and won't cost and arm an leg. 

I have tried a few of the local credit unions and smaller institutions to no avail (15 and 20 yrs are most common).

You should have notified them HOW it was kept (interest bearing or not), as well as the name of the institution and address.

The large corps / institutional investors behind those buildings don't have flexibility on price due to their construction costs,   while anybody who has held a building for even 5 years around here can if necessary reduce rents a bit to keep things occupied if necessary and stay in the black.  

Had this happen to me personally and it is a royal pain.

If you only have a few POHs you want to get rid of that may fit the bill too instead of rent credit, which is fairly management heavy to institute.

looking for suggestions into various avenues that can be explored pertaining too creative financing options on my first two properties, besides the obvious ( fam/friends borrowing , normal banking institutions) suggestions, info, strategies etc to point me in a direction, the leg work researching or exploring ... im fully prepared too do. id like too obtain both residential properties at the same time. location areas are 75068 ( Frisco , Little elm, The Colony areas) thanks ahead

I've actually found that some people want a relationship with the people who are putting their hard earned retirement money to work, rather then sending it off to large institutions they hope values it the way they do.I use retirement money for building new multi-family, new SFR, and flips. 

Institutional Class A/B leases rates in sub-market.3.

you have to think about it from his point of view. if you default, he gets back a property he doesn't want and misses out on all that rental cashflow  and instead gets some measly little 30 year payments. and he's already in his 60s, you're not considering that he probably would want a lump payment in his age vs. an annuity. most investors who do seller financing don't do it for a long term, they do it so that the buyer can refinance from a bigger institution.