I personally again in my opinion only.. but these guys could be fake lenders.. for sure HML  do not have a requirement that they can only lend to a corp..

Personally, I would pay off the higher rate first. 

If you need a conntection in Upstate NY I can direct you to the right person.

Id personally classify those as three different investing areas. 

I personally would only reno to add additional living space and leave the rest as is.

AND prices have come down a bit in the last few years.Get a good grip on your personal spending and CUT BACK on everything for a couple of years.

This is what I heard third hand, so not sure if it is true but i believe the person got this from the PPM which was noting where the monies were going. 

Marketing-Ready Design – Your rental should look as good on camera as it does in person.

If the office is disorganized, their processes likely are, too.Other ConsiderationsExperience: Choose medium-sized firms—they balance resources and personal attention better than large or small firms.Fees: you cannot afford a discount property manager.

But now with the joy and headaches of non-metered units, trying to wrangle 3 different set's of persons into playing nice, etc etc..