While you may become proficient at turning down and disappointing others, it could continue to weigh heavily on you.

I require 1st yr agent's to have proficient comprehension of this.

Considering it’s unlikely I will be confident/proficient enough to follow through any time  soon. 

-Joel Gabelman Hi Joel, I see your post is a few months old, I must say, awesome background, sounds like you are fairly proficient in real estate lending,l would like to chat further about your vast lending knowledge.

But I know of nothing worth doing, learning, becoming proficient at or investing in thats isn't hard.

I am reasonably proficient at finding local friends to invest in deals.

I'm just working to become as proficient as some of you guys ( & Ladies ) I've heard on the Podcasts.

I recall she was proficient, well spoken, could take a beating well in the forums and was polite, I liked her.

Guy seems like a no nonsense person, was proficient and his reviews were amazing.

If you are proficient in Excel, I see no reason to use anything else.