I'm no defender of banks, but they rarely make those kinds of mistakes.

They don't make money unless they win or get the defendant to settle, then they get a % of the settlement. 

@Hattie Dizmond   glad we worked that out  we can just hug it out now  :)   for me I am a defender of the little investor who does not know what they don't know ..

My number one goal is to take care of my family, and to do that I have to defend my capital, I work to hard for it to roll the dice on any advise I might get on a forum.

I have heard that the police and fire departments will move residences ( owner occ's) to safer place's since they cannot defend or service those areas as you stated... its not a war zone its third world literally in some of these areas.

If there is a slip and fall claim made by a biz customer, the tenant biz policy will defend you, greatly reducing the likelihood that your policy would pay any part of the liability claim.   

If you have it on paper, it's easy for them to sell your numbers when you're not there to defend your case.  

As she explained it, if you go to an attorney wanting to file a lawsuit against someone, the first thing your attorney will do is contact the defendant's attorney and find out if the defendant has sufficient assets to make it worthwhile and how hard it will be to get at those assets.

This sounds like a guaranteed way to find yourself in court defending against several plaintiffs.

., (I don't know too many champions that arise from the dead like this after being hospitalized besides 'opprtunitists', Florida is home to an extremely large 'addicted' population,  and @Jay Hinrichs has been named in a fraud lawsuit (Just google his name and fraud).As I stated, just trying to keep people honest.