I think it's a great way to enjoy the benefits of your investments without triggering a big tax bill.

Some investors buy in their name and transfer properties to an LLC later, though this may trigger due-on-sale clauses.

We are looking at smart locks for our STR.

I have two flips going right now and I'm working on locking down a 3rd.

If they are also unresponsive to me, I will have to change the locks on their unit.

Appreciate it..I'd love to see some numbers on that, if possible an example would be phenomenal.As requested:You find a property, say an REO which is a great deal and lock up a contract between the bank (A) and you (B) for $150,000.

I understand at this point there will be a loss I will have to incur, but I am looking for thoughts on if I should rent (knowing I’ll have around $5k a year to loose with renting and property taxes , but giving myself time/ hope of appreciation) or if I should just sell (locking in a larger loss on the property now).

That severely limited the number of lenders I could go to, so I ended up finding a loan product (that costs a premium, albeit) thru Velocity Capital Mortgage that allows fully-amortizing or IO payments (for first 10 years) which will help me build cash flow and accrue title seasoning while I find the right time to pull the trigger on a fully-amortizing DSCR product Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

While the DSCR calculation as noted above is a bit "aggressive" and looser by not taking into account many expenses, its somewhat balanced in that these are 30-year typically fixed rate loans where the rents should increase much more over the term than expenses (and largest typical cost - debt service - is locked in). 

Keep in mind, though, that transferring the deed could trigger the due-on-sale clause, so make sure to check with your lender first.Things to Consider: Financing Flexibility: For your first deals, keeping the properties in your personal name may make financing easier.