both, I am an expert with several govt programs, 

Aspen and Vail are not just tourist destinations but have also become refuges for billionaires seeking luxury homes with access to ski slopes, adventure sports, and total exclusivity.

HOWEVER, for most investment property cash out programs you will be capped at 75% loan to value (the delayed financing piece does  not effect this loan to value max).

Those points have now come down so we're seeing more folks in az using that program to buy from out of state.   

I charged 15% And I spent the money to run a fly buy program with CA investors and sold them all in one weekend at a big event that cost me 50k to put on up front :) so there is more to selling real estate than conformity to norms.  

Provide a bunch of free trades programs, mentorships, networks. 

Installation Costs and IncentivesAverage Cost: Residential solar systems typically cost between $15,000 to $25,000 before incentives for a 6kW system (suitable for an average home).Incentives: Illinois offers substantial incentives, including:Federal Tax Credit: A 30% federal tax credit applies to system costs.Illinois Shines Program: Provides Solar Renewable Energy Credits (SRECs) that homeowners can sell for additional income.Net Metering: You’ll receive credits for any excess energy your system produces, reducing your utility bill.2.

If you or anyone here can put close to $500 down and give me a certain percentage on a couple of deals you do I could give you access to the whole program. 

Foreclosure should be the last possible step because it will take away you ability to finance any real estate for several years, even up to 7 years for owner occupied programs with good terms. 

A tip: While comparing mortgage brokers, don’t forget to ask them about any incentives or first-time homebuyer programs that may be available in your area.