Happy to offer up some more insights if you're interested.

So if you're buying a stabilized cash flowing asset, the returns you'd have to offer a PML would be lower.

this sounds  a  bit  bizarre basically in order to offer the 95% LTV they want you to use them as the lender for the mortgage on the property the HELOC is associated with.

It seems lean, but as @Omar Khan mentioned, he's got such a huge following that he can get investors at those terms whereas others may have to offer more.

Very informative and gives an interesting look at investors' experience in this market.But courtesy first, my husband and I are "out"-out-of-state investors, looking for deals in NE and East of Downtown.For the past 3 months, we've been researching and submitting offers on properties to match the COMPS and rejected.Our budget is about $100K, stretching it to 120K for the right property + rehab.The problem is that we had to offer low-balls for the numbers to work, and then get rejected.It seems it's a narrow fit to BRRR, hence the cashflow is "on edge" here.Doesn't appreciation suppose to be the icing on the top?

Also, I think the best way to stand out as a MTR or STR host is to offer amenities that other places don't have.

Lenders typically prefer to offer loans when the property is cash-flowing; if the DSCR is under 1, it might still be possible to get a loan, but expect less favorable terms.Understanding these elements will help you better prepare for securing a DSCR loan, allowing you to leverage your rental properties effectively for further real estate investments. 

I'd like to offer my perspective on this discussion.

I'm interested in learning more about all that networking has to offer.

I am going to call a few more and see what they have to offer.